.page-disclaimer{
  --t-line: rgba(42, 74, 99, 0.62);
  --t-line-soft: rgba(42, 74, 99, 0.38);
  --t-graphite: #0A0E12;
  --t-body: #25333d;
  --t-body-dim: #4a5a67;
  --t-cyan-deep: #0d7f70;
  background: var(--c-deep);
  color: var(--ink);
  padding-bottom: clamp(48px, 7vw, 96px);
  overflow-x: hidden;
}

.page-disclaimer .term-crumb{
  padding-top: clamp(16px, 3vw, 28px);
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ink-dim);
}
.page-disclaimer .term-crumb a{
  color: var(--ink-dim);
  text-decoration: none;
  border-bottom: 1px solid transparent;
}
.page-disclaimer .term-crumb a:hover,
.page-disclaimer .term-crumb a:focus-visible{
  color: var(--c-cyan);
  border-bottom-color: var(--c-cyan);
}
.page-disclaimer .term-crumb span[aria-current="page"]{ color: var(--c-mint); }

/* ---------- hero ---------- */
.page-disclaimer .term-hero{
  position: relative;
  margin-top: clamp(16px, 3vw, 32px);
  border-top: 1px solid var(--t-line);
  border-bottom: 1px solid var(--t-line);
  background-image:
    repeating-linear-gradient(to right, rgba(42,74,99,0.24) 0 1px, transparent 1px 88px),
    repeating-linear-gradient(to bottom, rgba(42,74,99,0.18) 0 1px, transparent 1px 64px);
  background-position: 0 0;
}
.page-disclaimer .term-hero__inner{
  padding: clamp(28px, 5vw, 62px) 0 clamp(24px, 4vw, 40px);
}
.page-disclaimer .term-hero__eyebrow{
  color: var(--c-cyan);
  margin-bottom: clamp(16px, 3vw, 26px);
}
.page-disclaimer .term-title{
  margin: 0;
  font-size: clamp(2.1rem, 6.2vw, 4.4rem);
  line-height: 1.02;
  letter-spacing: -0.02em;
  font-weight: 300;
  color: var(--c-mist);
}
.page-disclaimer .term-title__brand{
  display: block;
  font-weight: 800;
  font-style: italic;
  letter-spacing: -0.035em;
  color: var(--c-mist);
}
.page-disclaimer .term-hero__lead{
  max-width: 62ch;
  margin: clamp(18px, 3vw, 28px) 0 0;
  font-size: clamp(0.98rem, 1.5vw, 1.12rem);
  line-height: 1.78;
  color: var(--ink-soft);
}
.page-disclaimer .term-meta{
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px 18px;
  margin: clamp(24px, 4vw, 38px) 0 0;
  padding-top: clamp(18px, 3vw, 24px);
  border-top: 1px solid var(--t-line-soft);
}
.page-disclaimer .term-meta__item{
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding-left: 12px;
  border-left: 1px solid var(--c-grid);
}
.page-disclaimer .term-meta dt{
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.2em;
  color: var(--c-data);
  text-transform: uppercase;
}
.page-disclaimer .term-meta dd{
  margin: 0;
  font-size: 0.9rem;
  color: var(--c-mint);
  word-break: break-word;
}

.page-disclaimer .term-figure{
  margin: 0;
  border-top: 1px solid var(--t-line);
  background: var(--c-stand);
}
.page-disclaimer .term-figure img{
  display: block;
  width: 100%;
  height: auto;
  max-width: 100%;
  object-fit: cover;
  aspect-ratio: 1400 / 600;
  border-bottom: 1px solid var(--t-line);
}
.page-disclaimer .term-figure__cap{
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.14em;
  color: var(--c-data);
  padding: 12px var(--gutter);
}

/* ---------- .page-disclaimer layout ---------- */
.page-disclaimer .term-body{
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: clamp(20px, 4vw, 40px);
  margin-top: clamp(28px, 5vw, 56px);
  align-items: start;
}

/* ---------- index ---------- */
.page-disclaimer .term-index{
  background: var(--c-stand);
  border: 1px solid var(--c-grid);
  padding: clamp(18px, 3vw, 24px);
}
.page-disclaimer .term-index__title{
  margin: 0 0 14px;
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.26em;
  color: var(--c-cyan);
  text-transform: uppercase;
}
.page-disclaimer .term-index__list{
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 2px;
}
.page-disclaimer .term-index__list a{
  display: flex;
  gap: 12px;
  align-items: baseline;
  padding: 10px 8px;
  color: var(--ink-soft);
  text-decoration: none;
  font-size: 0.92rem;
  border-left: 2px solid transparent;
  transition: color var(--dur) var(--ease), border-color var(--dur) var(--ease), background var(--dur) var(--ease);
}
.page-disclaimer .term-index__list a .sb-mono{
  font-size: 11px;
  color: var(--c-data);
  letter-spacing: 0.08em;
}
.page-disclaimer .term-index__list a:hover,
.page-disclaimer .term-index__list a:focus-visible{
  color: var(--c-mint);
  border-left-color: var(--c-cyan);
  background: rgba(55, 242, 214, 0.05);
}
.page-disclaimer .term-index__note{
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid var(--t-line-soft);
}
.page-disclaimer .term-index__note-title{
  margin: 0 0 10px;
  font-size: 12px;
  letter-spacing: 0.1em;
  color: var(--c-coral);
}
.page-disclaimer .term-index__note ul{
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 8px;
}
.page-disclaimer .term-index__note li{
  position: relative;
  padding-left: 14px;
  font-size: 0.84rem;
  line-height: 1.6;
  color: var(--ink-dim);
}
.page-disclaimer .term-index__note li::before{
  content: "";
  position: absolute;
  left: 0;
  top: 0.62em;
  width: 6px;
  height: 1px;
  background: var(--c-coral);
}
.page-disclaimer .term-index__foot{
  margin: 16px 0 0;
  font-size: 10px;
  letter-spacing: 0.2em;
  color: var(--c-data);
}

/* ---------- document ---------- */
.page-disclaimer .term-doc{
  background: var(--c-mist);
  color: var(--t-body);
  border: 1px solid var(--c-grid);
  padding: clamp(20px, 4vw, 48px);
}
.page-disclaimer .term-clause{
  padding: clamp(18px, 3vw, 28px) 0;
  border-top: 1px solid rgba(42, 74, 99, 0.28);
  scroll-margin-top: 96px;
  transition: background var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.page-disclaimer .term-clause:first-child{ border-top: 0; padding-top: 0; }
.page-disclaimer .term-clause:target{
  background: rgba(255, 107, 74, 0.07);
  box-shadow: inset 3px 0 0 var(--c-coral);
  padding-left: clamp(12px, 2vw, 18px);
}
.page-disclaimer .term-clause__title{
  display: flex;
  align-items: baseline;
  gap: 14px;
  margin: 0 0 14px;
  font-size: clamp(1.18rem, 2.4vw, 1.6rem);
  font-weight: 800;
  font-style: italic;
  letter-spacing: -0.01em;
  color: var(--t-graphite);
}
.page-disclaimer .term-clause__num{
  font-size: 0.78rem;
  font-style: normal;
  font-weight: 400;
  letter-spacing: 0.1em;
  color: var(--t-cyan-deep);
  border: 1px solid rgba(13, 127, 112, 0.4);
  padding: 2px 6px;
  flex: none;
}
.page-disclaimer .term-clause--key .term-clause__num{
  color: #c8401f;
  border-color: rgba(255, 107, 74, 0.55);
}
.page-disclaimer .term-clause--key .term-clause__title{
  box-shadow: inset 0 -3px 0 rgba(255, 107, 74, 0.22);
  padding-bottom: 4px;
}
.page-disclaimer .term-clause__body p{
  margin: 0 0 14px;
  font-size: clamp(0.95rem, 1.4vw, 1rem);
  line-height: 1.85;
  color: var(--t-body);
}
.page-disclaimer .term-clause__body p:last-child{ margin-bottom: 0; }
.page-disclaimer .term-clause__body a{
  color: #0b5a76;
  text-decoration: none;
  border-bottom: 1px solid rgba(11, 90, 118, 0.45);
}
.page-disclaimer .term-clause__body a:hover,
.page-disclaimer .term-clause__body a:focus-visible{
  color: #c8401f;
  border-bottom-color: #c8401f;
}
.page-disclaimer .term-list{
  list-style: none;
  margin: 0 0 14px;
  padding: 0;
  display: grid;
  gap: 10px;
  counter-reset: term-item;
}
.page-disclaimer .term-list li{
  position: relative;
  padding-left: 26px;
  font-size: clamp(0.93rem, 1.35vw, 0.99rem);
  line-height: 1.8;
  color: var(--t-body);
}
.page-disclaimer .term-list li::before{
  counter-increment: term-item;
  content: counter(term-item, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 0.18em;
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--c-coral);
  letter-spacing: 0.04em;
}
.page-disclaimer .term-note{
  margin: 18px 0;
  padding: 14px 16px;
  background: #e4eef4;
  border-left: 2px solid var(--c-coral);
}
.page-disclaimer .term-note__label{
  margin: 0 0 6px !important;
  font-family: var(--font-mono);
  font-size: 10px !important;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #c8401f !important;
}
.page-disclaimer .term-note p:last-child{
  margin: 0;
  font-size: 0.9rem;
  line-height: 1.75;
  color: var(--t-body-dim);
}

/* ---------- contact panel ---------- */
.page-disclaimer .term-contact{
  margin-top: clamp(20px, 4vw, 36px);
  padding: clamp(20px, 3.5vw, 32px);
  background: var(--c-graphite);
  color: var(--ink);
  border-top: 2px solid var(--c-cyan);
}
.page-disclaimer .term-contact__eyebrow{ color: var(--c-cyan); }
.page-disclaimer .term-contact__title{
  margin: 14px 0 clamp(18px, 3vw, 26px);
  font-size: clamp(1.05rem, 2.2vw, 1.4rem);
  font-weight: 700;
  line-height: 1.4;
  color: var(--c-mist);
}
.page-disclaimer .term-contact__rows{
  display: grid;
  gap: 12px;
}
.page-disclaimer .term-contact__row{
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 8px 14px;
  padding: 12px 0;
  border-top: 1px solid var(--t-line-soft);
}
.page-disclaimer .term-contact__key{
  font-size: 10px;
  letter-spacing: 0.2em;
  color: var(--c-data);
  min-width: 72px;
}
.page-disclaimer .term-contact__val{
  font-size: 0.95rem;
  color: var(--c-mint);
  text-decoration: none;
  word-break: break-all;
}
.page-disclaimer .term-contact a.term-contact__val{
  border-bottom: 1px solid rgba(169, 255, 242, 0.4);
}
.page-disclaimer .term-contact a.term-contact__val:hover,
.page-disclaimer .term-contact a.term-contact__val:focus-visible{
  color: var(--c-cyan);
  border-bottom-color: var(--c-cyan);
}
.page-disclaimer .term-contact__copy{
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.12em;
  padding: 4px 10px;
  background: transparent;
  color: var(--c-data);
  border: 1px solid var(--c-grid);
  cursor: pointer;
  transition: color var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.page-disclaimer .term-contact__copy:hover,
.page-disclaimer .term-contact__copy:focus-visible{
  color: var(--c-cyan);
  border-color: var(--c-cyan);
}
.page-disclaimer .term-contact__copy[data-copied]{
  color: var(--c-coral);
  border-color: var(--c-coral);
}
.page-disclaimer .term-contact__hint{
  margin: 16px 0 0;
  font-size: 0.82rem;
  line-height: 1.7;
  color: var(--ink-dim);
}

/* ---------- foot ---------- */
.page-disclaimer .term-foot{
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-top: clamp(20px, 3vw, 28px);
  padding-top: 16px;
  border-top: 1px dashed rgba(42, 74, 99, 0.4);
}
.page-disclaimer .term-top-link{
  font-size: 0.85rem;
  color: var(--t-cyan-deep);
  text-decoration: none;
  border-bottom: 1px solid rgba(13, 127, 112, 0.4);
}
.page-disclaimer .term-top-link:hover,
.page-disclaimer .term-top-link:focus-visible{
  color: #c8401f;
  border-bottom-color: #c8401f;
}
.page-disclaimer .term-foot__ver{
  font-size: 10px;
  letter-spacing: 0.22em;
  color: var(--t-body-dim);
}

/* ---------- responsive ---------- */
@media (min-width: 620px){
  .page-disclaimer .term-meta{
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
  .page-disclaimer .term-contact__rows{
    grid-template-columns: minmax(0, 1fr);
  }
}

@media (min-width: 900px){
  .page-disclaimer .term-body{
    grid-template-columns: 268px minmax(0, 1fr);
    gap: clamp(28px, 3.5vw, 48px);
  }
  .page-disclaimer .term-index{
    position: sticky;
    top: 104px;
  }
  .page-disclaimer .term-hero__inner{
    display: grid;
    grid-template-columns: minmax(0, 1fr) 260px;
    column-gap: clamp(24px, 4vw, 56px);
    align-items: end;
  }
  .page-disclaimer .term-hero__eyebrow,
  .page-disclaimer .term-title,
  .page-disclaimer .term-hero__lead{
    grid-column: 1;
  }
  .page-disclaimer .term-meta{
    grid-column: 2;
    grid-row: 1 / span 3;
    grid-template-columns: minmax(0, 1fr);
    margin: 0;
    padding-top: 0;
    border-top: 0;
    border-left: 1px solid var(--t-line-soft);
    padding-left: clamp(16px, 2vw, 24px);
    align-self: stretch;
    align-content: end;
  }
}

@media (min-width: 1180px){
  .page-disclaimer .term-body{
    grid-template-columns: 300px minmax(0, 1fr) 120px;
  }
  .page-disclaimer .term-doc{
    grid-column: 2;
  }
}

@media (prefers-reduced-motion: reduce){
  .page-disclaimer .term-clause,
  .page-disclaimer .term-index__list a,
  .page-disclaimer .term-contact__copy{
    transition: none;
  }
}

@media print{
  .page-disclaimer{
    background: #fff;
    color: #000;
    padding-bottom: 0;
  }
  .page-disclaimer .term-crumb,
  .page-disclaimer .term-index,
  .page-disclaimer .term-figure,
  .page-disclaimer .term-top-link{
    display: none !important;
  }
  .page-disclaimer .term-hero,
  .page-disclaimer .term-doc,
  .page-disclaimer .term-contact{
    background: #fff;
    color: #000;
    border: 1px solid #999;
  }
  .page-disclaimer .term-title,
  .page-disclaimer .term-title__brand,
  .page-disclaimer .term-hero__lead,
  .page-disclaimer .term-clause__title,
  .page-disclaimer .term-clause__body p,
  .page-disclaimer .term-list li,
  .page-disclaimer .term-contact__title,
  .page-disclaimer .term-contact__val,
  .page-disclaimer .term-contact__key{
    color: #000 !important;
  }
  .page-disclaimer .term-body{
    display: block;
    margin-top: 12px;
  }
  .page-disclaimer .term-clause{
    break-inside: avoid;
  }
}
<<<END>>>